Local lawyers advise caution before signing insurance settlement checks
Attorneys in Mobile, Alabama, warn that accepting early offers can limit future compensation if injuries are more serious than initially known.
By Bianca Herrera ·
Individuals who have recently been involved in accidents should not sign settlement releases until they understand the full scope of their injuries. David Greene of Greene & Phillips Personal Injury Lawyers stated that accepting an offer generally prevents a claimant from requesting additional money later if their condition worsens. The firm is advising people in Mobile, Alabama, to review their options before depositing checks or signing documents provided by insurance companies.
Insurance companies often present financial offers shortly after an accident. Greene explained that early in a claim, injured parties may still be undergoing treatment or awaiting additional testing. He noted that settling before knowing the full impact of the accident can result in a decision made without complete information regarding work missed or future medical needs.
Determining the value of a personal injury claim involves more than summing current medical bills. Greene said that a fair evaluation must account for lost wages, future treatment, and the severity of the injury. He emphasized that there is no simple formula to calculate the worth of a case based solely on the bills a person holds in hand today.
Greene & Phillips is located at 51 N Florida Street in Mobile. The firm offers free case evaluations to help clients understand their options. An attorney can investigate the claim, gather necessary information, and communicate with the insurance company to determine if an offer is fair.
Hiring a lawyer does not automatically lead to a lawsuit. Greene stated that many personal injury claims are resolved without a trial. The goal of legal representation is to evaluate whether a settlement fairly accounts for the client's experience. If a fair resolution can be reached without filing a lawsuit, that may be the best outcome for the client.
The firm encourages people with pending settlement offers to contact them before making a final decision. Clients can reach Greene & Phillips by phone, text, or online. They can also visit the office at 51 N Florida Street without an appointment.
